Phoenix Debt Collection Lawyers
Leading Collections Lawyers In Phoenix
Preeminent Debt Collections Law Firm Serving All of Arizona
The key to effective negotiation is finding and utilizing leverage rather than simply asking for the money owed. Negotiation requires an intimate knowledge of the legal complexities surrounding collections laws, including how various situations help or hurt both parties, legal defenses, debt/income ratio of the debtor, and any other possible mistakes that could be made by either party throughout the whole process. It is important for both parties to remain legally correct and in good standing to avoid further complicating the situation. Working closely with your debt collection lawyer will allow you to discover any leverage you may have and how to use it to your advantage while considering your circumstances.
Our Collection Lawyers Help Contact Your Debtors
A good collections attorney will have experience in collections both with and without litigation and will be able to effectively settle negotiations between debtor and creditor. As top-rated collections attorneys in Arizona, Denton Peterson Dunn, PLLC is comfortable and confident in the complex world of collecting debts owed to businesses. We are often able to anticipate and counter the moves of the debtors, and utilize several tools and resources to recover your lost revenue.
Our goal is to recover your business’ debts in the most efficient and cost-effective manner, by utilizing negotiation, litigation, garnishment of wages, sheriff’s sales, and other forms of enforcement. Because collections involve a combination of federal and state law, it requires a strategic legal approach to ensure all debts are fully collected and restored to the creditor. Additionally, collections in Arizona are particularly unique due to different collections laws involving married debtors, community property laws, and relocation.
Testimonials
Read Our 5-star Reviews For Our Phoenix Debt Collections Attorneys
Owning a business comes with many unique challenges, not the least of which is dealing with customers who refuse to pay what is owed. When you have an exceptional Arizona collections attorney on your side who is experienced in dealing with debt collection, your business will be protected from the negative effects of debt. Denton Peterson Dunn can guide you through the debt collection process with ease and create a plan of action for quick recovery of debts owed to your business. We will protect your rights every step of the way, and do everything we can to ensure full debt recovery.
Hands down, negotiation is the best and most peaceful way to settle a debt. By avoiding extra costs from litigation and court involvement, all parties are happy to reach a settlement and find a solution. Debtors may not realize they also have the option of a payment plan if they are unable to pay in full, so our collections lawyers can set up this arrangement and ensure the debtors hold up their end of the agreement. This way, the creditors can begin to recover from their financial losses without wasting time tracking payments and enforcing the agreement.
Outstanding Work!
Scott T. – Gilbert
“Denton Peterson Dunn has represented our various companies in all kinds of different areas of business law, contract law, litigation, and so forth. Highly recommended!”
Top Notch Team!
Bob K. – Phoenix
“Fantastic law firm. Denton Peterson Dunn's legal knowledge and attention to detail really sets them apart as a legal team.”
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Direct Contact Strategy and Legal Negotiation
Wage Garnishments Through Court Order
It is no secret that people who have defaulted on payments can be exceedingly difficult to contact, often ignoring phone calls, texts, letters, emails, and other communication. Ultimately, they hope the creditor will simply give up trying to collect what is owed.
Unfortunately for the business owner, every minute spent chasing debtors takes time away from their actual jobs, their families, and their free time. This costs the business even more money and is highly frustrating. When you hire a reputable attorney such as Denton Peterson Dunn, you can focus your attention where it is needed most. We will shoulder the burden of tracking down debtors and recovering the money owed to your business by facilitating peaceful negotiations and offering incentives for cooperating with you.
Experienced Phoenix Commercial Collections Agency
Recovering Your Assets With A Phoenix Wage Garnishment Lawyer
If negotiation fails, garnishing the debtor’s wages is a popular next step in Arizona debt collection. This means that a lien is placed on the debtor’s earnings and a portion of each paycheck is sent straight to the creditor. In order to place a wage garnishment order, a judgment must first be obtained against the debtor. Once it is obtained, their employer is legally required to send a portion of the paycheck to the creditor. In Arizona, this amount could be up to 25% of the wages.
While wage garnishment is an effective solution, it can become complicated when child support or alimony are already being garnished from the paycheck.
Sheriff’s Sales and Foreclosure Auction As A Form Of Phoenix Debt Collection
Best Collections Lawyers In Phoenix
Another form of debt collection used in Arizona is known as sheriff’s sales, where there is a public auction of the debtor’s property to satisfy unpaid financial obligations to the creditor. This is typically a last resort option and is used when there is simply no other way for the debtor to pay what is owed.
Out-of-State Judgments in Phoenix, Arizona
How The Best Collections Lawyers Enforce Judgements Across State Lines
Corporate debt collection in Arizona can become tricky when the judgment originates from another state. The Uniform Enforcement of Foreign Judgments Act establishes the groundwork for required procedures involving collecting a debt with an out-of-state judgment. The creditor needs to file an authenticated copy of the judgment with the Superior Court in Arizona and pay the mandatory filing fees.
Then, an affidavit must be completed that displays the name and address of both the creditor and debtor, and notice of the filing along with a copy of the judgment must be mailed to the debtor. Though the creditor must wait twenty days before pursuing legal enforcement, the filed judgment is active and cannot be ignored. It is important to note that in some states, the statutes of limitations differ and can make out-of-state judgments unenforceable. Having a knowledgeable and experienced lawyer guide you through the process is the wisest way to proceed in this area. Our attorneys at Denton Peterson Dunn are ready and waiting to work with you as a creditor or a debtor in the debt collection process.
Phoenix Top Debt Collection Lawyers Negotiating On Your Behalf
A good collections attorney will have experience in collections both with and without litigation, and will be able to effectively settle negotiations between debtor and creditor. As top-rated collections attorneys in Arizona, Denton Peterson Dunn, PLLC is comfortable and confident in the complex world of collecting debts owed to businesses. We are often able to anticipate and counter the moves of the debtors, and utilize several tools and resources to recover your lost revenue. Our goal is to recover your business’ debts in the most efficient and cost-effective manner, by utilizing negotiation, litigation, garnishment of wages, sheriff’s sales, and other forms of enforcement. Because collections involve a combination of federal and state law, it requires a strategic legal approach to ensure all debts are fully collected and restored to the creditor. Additionally, collections in Arizona are particularly unique due to different collections laws involving married debtors, community property laws, and relocation.
Phoenix Debt Collection Attorneys With Competitive Prices
At Denton Peterson Dunn, we have a top-rated team of Phoenix debt collection attorneys who offer fair and competitive pricing for all of your debtor or collector debt collections needs. Contact us today.
Top-Rated Phoenix Debt Collections Law Firm Near Me
The top-rated Phoenix & Gilbert debt collection law office of Denton Peterson Dunn is committed to helping clients achieve the best results either with or without litigation. Trust our team to help you.
Professional Legal Aid For Debt Collections Cases in Phoenix, AZ
Because of the complex nature of collections law and the variety of stipulations surrounding it, you need a trusted Phoenix or Scottsdale debt collection attorney on your side to help you navigate these hurdles.
#1 Business Lawyer In Phoenix For Debt Collections Negotiation
Our #1 rated business lawyers in Phoenix offer thorough and fair debt collection negotiations for creditors, individuals, and businesses looking to resolve these matters in a timely and effective matter.
Quality Legal Representation On Commercial Collections Court Cases
Achieving the right results for your collections court case is our top priority at Denton Peterson Dunn. For help with all of your collections needs, consult with our Mesa commercial debt collections lawyers today.
Trusted Company Debt Collections Attorney In Phoenix
At Denton Peterson Dunn, we pride ourselves in being the best company debt collections attorneys in Arizona, providing you with first rate legal representation to help recover your revenue from debtors.